Stocks / PYPL
PYPL stock forecast
PAYPAL HOLDINGS INC · Financial Services · Credit Services
The model's rating
Greatly Outperform
PYPL is rated Greatly Outperform as of October 16, 2026: its medium-term return forecast is in the top fifth of the stocks the model scores.
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In the model portfolio. PYPL is holding #8 for 2026 Q4, at 4.7% of the book. See the portfolio
PYPL against the S&P 500
| Period | PYPL | S&P 500 (SPY) |
|---|---|---|
| 1 month | +7.6% | +1.5% |
| 3 months | +0.5% | +2.9% |
| Year to date | -2.0% | +12.8% |
| 1 year | -13.2% | +16.8% |
Total return, dividends included.
Key numbers
| Price | $57.16 |
| Market cap | 48.9 Billion |
| P/E (trailing 12 months) | 10.7 |
| P/S (trailing 12 months) | 1.4 |
| P/B (latest quarter) | 2.5 |
| Gross margin | 40.5% |
| Net profit margin | 14.4% |
| Return on equity | 24.4% |
| Beta | 1.1 |
As of July 28, 2026.
PYPL and its closest peers
| Stock | Company | Market cap | Model rating | |
|---|---|---|---|---|
| COIN | COINBASE GLOBAL INC | 48.5 Billion | Greatly Outperform | PYPL vs COIN |
| NDAQ | NASDAQ INC | 52.26 Billion | Greatly Underperform | NDAQ vs PYPL |
| MSCI | MSCI INC | 41.81 Billion | Greatly Underperform | PYPL vs MSCI |
| AON | AON PLC | 60.84 Billion | Outperform | |
| AJG | ARTHUR J GALLAGHER & CO | 64.1 Billion | Underperform | |
| CBOE | CBOE GLOBAL MARKETS INC | 32.17 Billion | Underperform |
Questions
What does the Upfront Investment model say about PYPL?
The model rates PAYPAL HOLDINGS INC (PYPL) "Greatly Outperform" as of October 16, 2026, which means its medium-term return forecast is in the top fifth of the stocks the model scores. The rating is a statistical forecast, not a recommendation to buy or sell.
How is the PYPL rating produced?
A machine-learning model forecasts each stock's return over the coming months and ranks the forecasts against each other. The label says where this stock's forecast falls in that ranking. It is refreshed whenever the model's data updates, normally every trading day.
Is PYPL in the Upfront Investment model portfolio?
Yes. PYPL is holding number 8 in the 2026 Q4 model portfolio, at 4.7% of the book.
The rating is generated by The Upfront Model and can be wrong. It is not investment advice and takes no account of your circumstances. Past performance does not guarantee future results.